. . . the expansion (and even the maintenance) of the surveillance capabilities of democratic governments presupposes a permanent structural insecurity of our communication networks. That insecurity, in turn, gets exploited not just by democratic governments but by . . . rogue states and non-state hackers. However, once insecurity is structural, the right response is not more security, but more insurance. This explains why cyber-insurance has become one of the most promising segments of the insurance market . . .
In essence, cyber-insurance – like any other form of insurance – is a domain of rentiers who are keen to extract a regular premium payment from those needing their services. The truly innovative element here is that the risk . . . exists partly – and, one could even say, mostly – because of government activity.
Evgeny Morozov, «Cyber-insecurity is a gift for hackers, but it’s our own governments that create it», in theguardian.com ; London : Guardian News and Media Limited, 7 may 2017 (excerpt La Litera información)